The Everyday Millionaire

Mindset Matters - Episode #146 - Olympic Gold - A Champions Journey!

In the latest episode of *Mindset Matters*, hosts Patrick Francey and Steffany-Hanlen Francey dive into an array of compelling topics, beginning with a unique Olympic experience in Paris. Steffany recounts her time at the Summer Olympics, highlighting the emotional medal ceremony for athletes she coaches in figure skating. This ceremony was a long-awaited moment, occurring two years after the original event due to a scandal relating to another team that delayed the awarding of medals. Despite the challenging circumstances, the Paris Olympic Games provided a stunning and memorable backdrop for this special moment, which was celebrated in front of thousands, including the athletes' friends and families.
Steffany reflects on the importance of trust in the process and how her athletes maintained focus and positivity during the two-year wait. She emphasizes the critical role of mindset in navigating such uncertainties, reminding listeners that mindset is often more important than physical preparation. This experience reinforced her belief that leaving room for the "magic" of the unexpected can lead to powerful outcomes.
They also revisit last week’s conversation on generosity. They discuss how generosity, when not reciprocated or acknowledged, can lead to an imbalance in relationships, often resulting in resentment. The discussion extends to the dynamics of giving and receiving, noting how important it is to maintain a balance to prevent expectations from turning into dependencies.
The hosts also touch on the disparity between social media portrayals and reality, especially concerning the unrest in Paris during the Olympics. Despite reports of chaos, Steffany found the city calm and welcoming, a reminder that what we see online isn't always the full story.
Throughout the episode, the underlying message is clear: mindset truly matters, whether in sports, relationships, or navigating the complexities of life. Patrick and Steffany encourage listeners to be mindful of their perspectives, to trust the process, and to strive for balance in all areas of life.

Mindset Matters - Episode #145 - The Hidden Costs of Generosity: Balancing Giving and Receiving

In this episode of the Mindset Matters podcast, host Patrick Francey flies solo as Steffany is enjoying her time in Paris. Patrick begins by sharing his summer plans, including meeting Steffany in Montreal.
Patrick reflects on his and Steffany's natural inclination towards generosity and the unintended consequences it can sometimes bring. He emphasizes that their generosity, often given without expectation, can become normalized by the recipients, leading to an imbalance in relationships.
Patrick shares an anecdote about Steffany’s experiences as a coach, where she often provided guidance and support to friends without charging for her time. This led to a realization that her generosity was being taken for granted. Patrick draws parallels with his own experiences, highlighting the importance of managing expectations around generosity to prevent it from becoming an unappreciated norm.
He also discusses the complications that arise when financial generosity is mixed with personal relationships, cautioning against making emotional decisions without proper consideration. Patrick stresses the importance of being conscious about the extent of one’s generosity and ensuring that it is not taken for granted.
Reflecting on his own experiences, Patrick acknowledges that he too might have normalized the generosity of others without fully appreciating it. He considers reaching out to those who have been generous to him to express his gratitude and acknowledge their kindness.
As the episode concludes, Patrick invites listeners to share their own stories of generosity and expresses his hope that they are enjoying their summer. He looks forward to reconnecting with Steffany in the next episode and sharing more insights and stories.

TEDM – Dwan Bent-Twyford – Empowering You to Invest in Your Future (Episode 199)

Dwan Bent-Twyford is a 30-year veteran of real estate investing. Whether you are looking for passive income, rentals, SFH, commercial properties, fix & flips, Subject-To's, storage units, creative financing or anything in the investing world, Dwan is your go-to girl. She has personally flipped over 2,000 properties in her career - to date! She is considered Americas Most Sought After Real Estate Investor and she coined and trademarked the term "Short Sales" as it applies to real estate investing. 
Dwan is the host of her own podcast – Dwanderful Real Estate Investing Channel, and on Tuesdays, Dwan teaches in detail, about real estate investing, covering topics that you don't even know that you don't know about yet. With 30 years of investing, running REIA's, and speaking on a national level for decades, she has some amazing contacts! Keeping in mind that money is not the end-all, be-all of life, Dwan digs deep in all areas of well being. She is hilarious and her guests love her. She prides herself on interviewing her guests in a way no one else does! 
Currently, Dwan and her husband are rehabbing a town! Yes, a town. Her motto is simple: People Before Profits! In addition, she has written THREE Best-Sellers, been a guest on hundreds of podcasts, print medias, radio, TV and more.
Dwan and Patrick cover a lot of ground in this episode from how Dwan got her start to how she’s viewing the future after 30 years in business. Dwan takes us on her journey from the age of 18 to a fork in the road moment at 30 which led to her start with real estate investing. Not understanding what she was truly getting into when she answered an ad in the paper proved to be a blessing in disguise! Dwan talks about building confidence, being of contribution and the gift of fortitude in the face of adversity. With no lack of boldness, grit and authenticity, Dwan has a great story that you are not going to want to miss!

Mindset Matters - Episode #144 - Embracing Adversity: Building Resilience in Life and Business

Join Patrick and Steffany for this episode of the Mindset Matters podcast, where they dive into the concept of adversity and its role in shaping personal and professional growth. Together they share personal experiences and the teachings by their coaches for overcoming life's challenges with a focus on resilience and mindset. Reflecting on their previous work with Dr. Paul Stoltz they share the CORE and LEAD frameworks, illustrating how Control, Ownership, Reach, Endurance, Listening, Establishing accountability, Analyzing evidence, and Doing something proactive will help navigate life’s challenges.  Tune in for an inspiring conversation on transforming adversity into strength!

Mindset Matters - Episode #143 - Shifting Perspectives: From Chaos to Clarity

Join Steffany and Patrick in this week's episode of Mindset Matters as they dive into recent world events, personal insights, and their upcoming coaching programs. In their discussion they shine a light on political changes, the state of the world, and the intention for their SHIFT coaching program in September. They continue to emphasize their theme for 2024  "Clarity Equals Velocity," as they explore the importance of self-understanding for meaningful progress. Tune in for insights on career dissatisfaction, personal growth, and the 'power of presence'.

TEDM – Amy Leong – Fresh Perspective Brings Opportunities to Thrive in Life and Real Estate (Episode 198)

Amy Leong is a top real estate advisor at Engel & Volkers Vancouver and an active real estate investor. Awarded #1 agent at EV Vancouver 2023, she is known for her ability to uncover amazing opportunities in the real estate market and a highly skilled marketer and listing agent.
After purchasing her first condo at age 24, she has been an influencer for young women to build financial freedom through real estate investing. Amy's specialty includes reverse engineering complicated investment strategies to achieve client's goals and make their dreams a reality with deep dive planning sessions.
Accolades include winning number one team at Engel Volkers Vancouver for 2023 with her partner, Ally Ballam. Engel Volkers Americas Top 10 in North America & Mexico & induction into Private Office, a prestigious group of only 301 global advisors in the world that have access to the most in depth real estate knowledge in markets such as Dubai, London, Italy, Spain, Germany and France to name a few.
Amy and Patrick embark on an authentic conversation rich with gold nuggets of wisdom, broad perspectives, and meaningful insights. Amy shares her journey with real estate, a fork in the road moment, and what drives her to accomplish all that she does, continually set new goals and thrive. Patrick and Amy discuss the BC Real Estate market, it’s ever-growing restrictions and the creative solutions she has undertaken for counterbalance. Acknowledging the impactful difference it has made in her life to embrace the guidance of her mentors, Amy is lit up by the ways she is and will continue to be of significant contribution to youth, their confidence, and their success.

Mindset Matters - Episode #142 - Throwback Thursday - Trust & Identity

In this Throwback Thursday episode, join Mindset Matters hosts Patrick and Steffany as they explore the multifaceted concept of TRUST. They dive into the difficulties we all encounter in maintaining trust in ourselves and others. They emphasize the significance of standing firm in our truth, adhering to our values and integrity, and resisting societal pressures. Through their usual spontaneous discussions and real-life anecdotes, they examine how the desire for peer acceptance and community belonging can sometimes overshadow our core beliefs. They encourage listeners to break free from the habit of conforming and instead strive to be their best selves, living authentically and fully.

Mindset Matters - Episode #141 - Authenticity and Influence: The Power of Being True to Yourself

The "Mindset Matters Podcast" hosted by Patrick and Steffany reflects on the themes of success, personal impact, and the simplicity of mindset. The episode discusses the acronym "SIMPLE," which stands for "Significantly Impacting Many People's Lives Every day," emphasizing the ripple effect of positive influence.
Steffany shares her experience officiating a wedding in Hawaii, highlighting the profound impact she had on the couple and their community. This leads to a discussion about the ripple effect of their work and the importance of realizing one's impact on others.
The conversation then shifts to Steffany's "Steffisms" – sayings she has developed over the years, encapsulated in a deck of 52 cards. These cards serve as grounding tools for her clients, providing guidance and reminders of core values and principles. Examples include "When you're done speaking, stop talking" and "Don't try to be something you're not because that's weird," encouraging authenticity and self-awareness.
Patrick and Steffany also touch on the importance of self-reflection, the impact of personal decisions, and the inevitability of change. They discuss how friendships and plans evolve over time and the significance of adapting and moving forward.
The episode concludes with the idea of honoring the past to connect to the future, emphasizing the importance of self-awareness, authenticity, and continuous personal growth.

TEDM – Tom Karadza – Your Life, Your Terms (Episode 197)

Tom Karadza is Co-Founder of Rock Star Real Estate Inc. in Ontario that has worked with real estate investors since 2008 to help educate, inform and ultimately buy rental property across the Greater Toronto Area. 
With a start in the software industry back in 1998, after a few years of being on the “technical” side of the business Tom decided to join the sales team. And he hit it out of the park in a big way! But he was miserable and felt like a cog in a big fat money machine.
With the guidance of an early influence, Dan Kennedy, Tom made the decision to become the master of his own life, his own rain maker, and the personal freedom that came along with that. He wanted to create his own business and live life on his own terms. This led to two things: real estate investing and a very serious study of marketing and sales.
Tom and his brother Nick decided to create their own real estate investing business and a real estate brokerage dedicated to investors. They started an investor program, “Income for Life,” in 2006 and then launched their own brokerage, “Rock Star Real Estate.” They wanted to start a brokerage “by investors, for investors” – so they did!
Dive into this episode, to hear more of Tom’s story from IT to Rock Star Real Estate, the influence of his immigrant parents and a contrarian mindset that informs his values and integrity and is at the root of how Tom operates both in business and personally. Tom shares how their company has evolved from operating exclusively in Toronto and the GTA to recently expanding (with the right team) to offer opportunities for real estate education and ownership in Florida. Exchanging the role of interviewer from time to time, Tom and Patrick talk about the powerful impact of meditation, personal integrity, economics, real estate markets, creative strategies, government policy, cryptocurrency and the value of creating positive culture in business.

Mindset Matters - Episode #140 - Rewiring Your Reality with Shelly LefKoe: What do you Believe?

In the latest episode of the Mindset Matters podcast, in Steffany's absence, host Patrick Francey interviews special guest Shelly Lefkoe, a transformational coach specializing in eliminating deep-seated beliefs that shape behavior and emotions. Shelly explains how unconscious beliefs, often formed in childhood, significantly impact our adult lives and limit our potential.
Shelly describes her late husband’s process, developed over 35 years ago, that identifies and eradicates these limiting beliefs. She highlights the distinction between patterns, such as procrastination or fear of public speaking, and the underlying beliefs that cause them. By addressing these beliefs, individuals can overcome unwanted behaviors and live more authentically.
The discussion delves into the nature of fear, particularly fear of failure and public speaking. Shelly explains that fear often stems from perceived threats to survival, like fear of rejection or criticism. By eliminating the beliefs that underpin these fears, individuals can break free from limiting patterns.
Shelly shares a practical technique for managing emotions by questioning the meaning we give to events, emphasizing that events themselves have no inherent meaning. By reframing these meanings, we can change our emotional reactions and reduce negative feelings. The episode underscores the importance of self-awareness and being conscious of our thoughts and beliefs as the first step toward meaningful change.
Tune in to this insightful episode to learn how to identify and overcome the beliefs holding you back from living the life you dream of.