The Everyday Millionaire

Mindset Matters - Episode #157 - The Black Dot Effect: Transforming Negative Self-Talk into Positive Power

In this episode of *Mindset Matters*, hosts Patrick and Steffany dive into a rich conversation about mindset, self-talk, and the ways we navigate life’s challenges. Steffany kicks things off by sharing her recent experience at Skate America 2024, where the Ice Academy of Montreal had a triumphant showing, sweeping the podium. This event, coupled with Patrick’s reflections on Steffany’s absence and a throwback episode, sets the tone for a discussion about growth, values, and living a life aligned with personal goals.
A significant part of the episode focuses on self-talk, particularly the negative narratives we often carry about ourselves. Patrick shares a parable about a black dot on a white sheet of paper, a metaphor for how people tend to fixate on their flaws (the black dot) rather than the vast potential (the white space) in their lives. This leads into an exploration of how our inner dialogue can limit our growth and self-worth. Steffany, drawing from her expertise as a mindset coach, discusses the profound impact of negative self-talk on personal and professional development. She emphasizes the importance of recognizing and interrupting these negative patterns to open up space for possibilities.
The couple also touches on the concept of the “gap and the gain,” a psychological framework that contrasts focusing on what’s missing in life (the gap) with celebrating how far we’ve come (the gain). Steffany highlights the importance of shifting our mindset toward the gain, using the white space around the black dot as a metaphor for the vast potential and opportunity in life. They both reflect on the power of gratitude and how it plays a pivotal role in rewiring our thoughts toward the positive.
Physical health and its connection to mental well-being are also discussed. Patrick shares his journey of recovering from a compressed disc injury, highlighting how his physical recovery influenced his mental state. For Patrick, physical activity is a crucial component of maintaining a positive mindset. He explains how setting up systems to make success easier, such as workout routines, is key to sustaining both physical and mental health.
As the episode wraps up, Steffany and Patrick caution against the dangers of comparison, especially in the age of social media. Comparing ourselves to others often distorts our perception of success and happiness. Instead, they encourage listeners to focus on their unique paths, celebrating individual progress and growth. They also invite you to enjoy their 7 Areas of Life handout, see below for the link to download!
Click here to download your 7 Areas of Life handout!

TEDM – Megan Camille – The Blessing of Intuition to Guide Us to a Life We Love (Episode 205)

Megan Camille is a psychic and intuitive business consultant who has built her four 7-figure and multi-6-figure businesses from scratch, relying solely on her intuition and inner guidance. As a single mother of 2 children with no college education, Megan understands firsthand the challenges that come with startinga business from the ground up while raising kids.
At the age of 19, she was sex trafficked and prostituted, an experience that taught her about the harsh darkness of life, but also about the light of opportunity with business. Compelled by a fire to never settle for mediocrity, Megan used her innate intuition and psychic abilities to build a successful consulting business that empowers her clients to generate their next 6 + 7 figures, while creating lives of sovereignty, joy, and abundance. She embodies her own principles having since founded her own happily ever after with her husband and now five children.
In this episode Megan and Patrick delve into the power of our intuition, healing, self-forgiveness, and resilience. As an intuitive business consultant Megan works with an array of clientele who desire more clarity, time freedom, money and consistency. Megan describes the differences of logic, emotion, and intuition. She explains why logic and emotion are the least reliable ways to make business decisions, while intuition is the most safe and efficient. Megan shares the story of her intuitive gift as a child, and the way in which she was encouraged to cultivate it rather than medicate it. A four-year life experience of being sex trafficked in her late teens led Megan to a path of disillusionment, pain and rebellion from the trauma. She shares how she was ultimately able to embrace a healing journey, which brought her to self-forgiveness, empowerment through compassion, and consciously creating a life she loves.

Mindset Matters - Episode #156 - Throwback Thursday - The 5 "P"'s to Motivation

In this Throwback Thursday episode of Mindset Matters hosted by Patrick Francey and Steffany-Hanlen Francey, the couple dives into the foundational principles of motivation, using what they call "The Five P's" framework. This episode centers on exploring what drives human performance and motivation.
Patrick and Steffany begin by explaining how people are motivated in different ways, whether by impact, challenge, or purpose. Steffany reflects on her work with athletes at the Ice Academy in Montreal, where she participated in a workshop about motivation. They discuss how understanding what motivates an individual can help coaches unlock higher performance, and they highlight that everyone is driven by different factors.
The core of the episode revolves around the "Five P's": People, Purpose, Pursuit, Pressure, and Profit. The couple discusses how some people are motivated by social interactions (People), others by a sense of higher calling (Purpose), some by competition and achievement (Pursuit), while others thrive under deadlines or high-stakes situations (Pressure). Finally, they emphasize that passion, or love for what one does, can tie all these motivational drivers together. Profit, while important, should not be the only driver, as fulfillment often comes from aligning passion with purpose.
Throughout the conversation, Patrick and Steffany examine how they personally relate to these motivators, offering insights from both their own lives and the lives of the people they coach. They also touch on the importance of understanding one's motivations to create a fulfilling and successful life, whether in personal relationships, professional goals, or personal development.
The episode encourages listeners to reflect on what drives them and offers practical tools for creating environments where they can thrive, no matter what their primary motivator might be.

Mindset Matters - Episode #155 - The Invisible Cage: How Guilt and Shame Keep Us Stuck

In this episode of Mindset Matters, Patrick and Steffany explore the powerful emotions of guilt, shame, and regret, using a metaphor of a caged bird to illustrate how these feelings can limit our potential. The story highlights a young bird, trapped not by physical constraints but by its own fear and self-imposed limitations, symbolizing how past mistakes and internalized shame can prevent us from spreading our wings and moving forward.
Steffany discusses her experiences working with individuals who face self-imposed limits due to unresolved trauma and the stories they tell themselves. She emphasizes that while it’s difficult to break free from these patterns, the process of self-reflection and healing is crucial for true growth. Patrick shares personal anecdotes, including his relationship with his father, to illustrate the pervasive impact of early conditioning and parental expectations. He discusses how unresolved emotional wounds can manifest in adulthood, affecting personal and professional growth.
Together, they emphasize the importance of letting go of the past and breaking free from the invisible cages built around guilt and shame. They reflect on the challenges of shifting from survival mode to thriving and encourage listeners to create a safe space for self-awareness and transformation. The episode concludes with an inspiring call to examine the stories we tell ourselves and to step out of our self-imposed cages, embracing the freedom to live authentically and fully.

TEDM – Dr. Don MacDonald - Chiropractic Visionary (Episode 204)

Dr. Don MacDonald is a chiropractic visionary who has been transforming lives in his practice since graduating from Palmer College in 1997. He has studied and learned from some of the greatest inspirational leaders both in and out of the chiropractic world.
After struggling for the first five years, he grew his practice into a highly successful, vitality focused clinic. He has since been coaching other chiropractors to practice in a more neurological approach and  Dr. Don now wants to pass on this great gift by offering others mentorship on what it takes to be successful and help communicate their vision of health to the world.
Alongside his wife Brandi, they’ve created the Vitality Shift, a revolutionary program that changes the game for chiropractors everywhere. Together they have been helping chiropractors around the world, reframe the way they work, get their message to the market and increase their revenue by fully embracing the Vitality message of Chiropractic.
Listen in to this episode as Dr. Don and Patrick go deep into the far-reaching benefits of chiropractic care. Don shares the four streams of chiropractic he uses in the training he offers his fellow chiropractors including the concept of co-regulators. He offers guidance for how we can be safe co-regulators for others and the #1 activity we can undertake to improve our overall state of well-being. Dr. Don and Patrick discuss the polyvagal theory, stress, danger cues, better mental health and the undeniable importance of getting better connected to our bodies for improved well-being.

Mindset Matters - Episode #154 - Feeding the Good Wolf: Why Mindset Matters More Than Ever

In this episode of Mindset Matters, hosts Patrick Francey and Steffany-Hanlen Francey delve into why mindset is more crucial now than ever. The episode opens with a powerful parable of the two wolves—one representing negative emotions like anger and envy, and the other symbolizing positivity like love and compassion. The message: "The wolf that wins is the one you feed." This story sets the stage for an in-depth discussion about the internal battles we face daily and the importance of choosing to feed the "good wolf" through intentional mindset practices.
Patrick explains that although the term "mindset" is relatively new, the concept has been central to human development for thousands of years, dating back to ancient Stoic philosophy. He highlights how historical figures like Marcus Aurelius and Epictetus emphasized the power of self-reflection and controlling one's reactions, ideas that align with modern thought leaders like Tony Robbins and Jim Rohn.
Steffany opens up about her recent emotional struggles, acknowledging that she was feeding the "dark wolf" but emphasizes the importance of being honest about negative feelings without letting them define you. She highlights the balance between acknowledging hardship and maintaining resilience, explaining that denying negative emotions isn't productive for personal growth.
The conversation transitions into how individuals can maintain a healthy mindset amidst adversity by becoming the "observer" of their own experiences. Patrick and Steffany discuss how self-awareness, reflection, and resilience have been cornerstones of their personal and professional lives, helping them guide clients and themselves through challenging times.
Ultimately, the episode underscores the importance of feeding the "good wolf" by practicing mindfulness, cultivating a strong support network, and embracing both the light and dark aspects of life as integral to personal growth.

Mindset Matters - Episode #153 - The Paradox of Life

In this thought-provoking episode of Mindset Matters, hosts Patrick and Steffany dive into the concept of paradoxes and how they shape our perception of life’s challenges and opportunities. The episode begins with a well-known parable of an old man on the frontier, whose life experiences highlight the unpredictable nature of events that can seem like blessings or curses, depending on our perspective.
Steffany and Patrick explore the "Champion’s Paradox," which teaches us that success often requires embracing both highs and lows simultaneously. Whether in sports, business, or life, the ability to hold two opposing thoughts—like winning and losing, light and dark—can foster personal growth and resilience. They discuss how many people get stuck in absolutes, limiting their ability to see multiple sides of a situation, which, in turn, limits their potential.
Throughout the conversation, the hosts reflect on the pursuit of happiness, trust, and control, all of which can be paradoxical in nature. They touch on real-life examples from Steffany’s work with athletes, Patrick’s experiences in real estate, and their personal life lessons. By understanding that life’s circumstances often present both challenges and opportunities, they emphasize the importance of staying grounded in gratitude, self-awareness, and embracing the present moment.
The episode wraps up with practical insights on how to navigate paradoxes in everyday life, urging listeners to let go of the need for certainty and control, and instead focus on what can be managed—our mindset and response to life’s unpredictability.
Tune in to this episode for a deep dive into the power of paradox and how mastering it can lead to a more balanced and empowered mindset.

TEDM – Stuart Morris - A Testament to the Sacred Brevity of Life / Turning Adversity into Art, Problems into Profitable Business (Episode 203)

Stuart Morris is a neurodivergent dynamic face at the nexus of entrepreneurship, innovation, and rites of passage. A serial-entrepreneur, tech inventor, TEDx speaker, former award-winning lecturer in entrepreneurship at one of the top 1% global business schools, and the current CEO of the #1 celebrancy training business in the world, the International College of Professional Celebrants, as well as the managing director for his retreat center, High Trenhouse in Yorkshire.
With impressive milestones in Stuart’s 30+ year career as an entrepreneur, such as one of his start-up collaborations hitting five billion dollars on the NYSE, his work changing the financial landscape of Moldova, or instilling the fiery entrepreneurial spirit in young minds across Europe, teaching at the Henley Business Stuart’s School Stuart’s journey has been marked by triumph and transformation. But, the highs have been met with equally low, lows — from the tumultuous pain of divorce, to family loss, and late-life revelation of his dyslexia and autism — these challenges have fueled his relentless pursuit of a meaningful and personalized business, a testament to the sacred brevity of life.
At a meeting point of practicality and celebration, Stuart shares his passion for his work and life and the entrepreneurial journey that began with his courageous decision to branch out on his own. Stuart talks about the wonderful learnings that unfolded which included his own struggles with mental, physical, and financial health. Stuart and Patrick discuss entrepreneurialism – nature or nurture – and the degrees therein, tenacity in the face of adversity, higher powers, and clarity of core values to steer our direction. Stuart thrives in making a positive difference for his family, his team and his clients through his courses, retreat centre, his work as a celebrant and in the valuable experiences of life. Listen in as Stuart shares those experiences with honesty, vulnerability, and meaning.

Mindset Matters - Episode #152 - 3 Essential Keys to Growth: Community-Culture -Environment

In this episode of the Mindset Matters podcast, hosts Patrick and Steffany-Hanlen Francey reflect on the recent Real Estate Investor Conference (REIcon) held in Edmonton, hosted by Calvin Hexter and his team. The event was a powerful reminder of the significance of community, culture, and environment in personal and professional growth. Patrick and Steffanya emphasize the importance of surrounding oneself with like-minded individuals who inspire and support each other, especially in challenging economic times.
Patrick highlights how the conference brought together both old and new members of the real estate investing community, creating a space for collaboration and shared learning. He appreciates the efforts of the organizers and acknowledges the presence of key figures like Michael Ponte, Wayne Hillier, Gabby, and Alfonso Quadra, who contributed to the event's success. Steffany shares her gratitude for reconnecting with long-time community members and seeing the collective resilience and commitment to growth despite current uncertainties.
The discussion pivots to the concept of "borrowed confidence" and how being part of a supportive community can help individuals stay focused and motivated. Steffany draws parallels between the culture in real estate and her experience working with professional sports teams, emphasizing the role of community and environment in achieving success.
The episode underscores the idea that real growth happens when individuals step out of their comfort zones and engage in real-life interactions. While virtual platforms offer convenience, Patrick and Steffany stress the irreplaceable value of face-to-face connections and the energy that comes from being physically present in a supportive environment.
They encourage listeners to seek out communities that foster authentic connections and provide a safe space for growth, whether in real estate or any other field. The episode wraps up with an invitation to stay tuned for a live podcast recording and a reminder to keep pushing forward, one step at a time, in pursuit of their goals.

Mindset Matters - Episode #151 - What? Is Steffany a Fraud?

In this episode of Mindset Matters, hosts Patrick Francey and Steffany Hanlen-Francey delve into the pervasive and often misunderstood topic of imposter syndrome. The episode opens with a playful exchange, where Patrick humorously accuses Steffany of being a "fraud" and "imposter," a tongue-in-cheek way of introducing the main theme.
Steffany reflects on her journey of overcoming imposter syndrome, sharing personal stories of doubt despite her achievements as an Olympic-level coach and mental performance expert. She reveals how, even with years of experience and accolades, including working with NHL players and Olympic athletes, she sometimes struggles with feelings of inadequacy. The hosts stress that these doubts are common, even among high achievers, and explore how external criticism can trigger those feelings of fraudulence.
Patrick adds depth by discussing how imposter syndrome affects even the most successful individuals, from business owners to elite athletes. He emphasizes the importance of recognizing and addressing this internal narrative to avoid playing small. Through a fable about a peacock that doubts its beauty, Patrick highlights the importance of stepping into one's brilliance and sharing unique gifts with the world.
The episode encourages listeners to confront their own imposter syndrome, urging them to embrace their unique talents, stop comparing themselves to others, and find strength in vulnerability. With personal anecdotes and motivational insights, Patrick and Steffany offer practical advice on how to bust through self-doubt, believe in one's potential, and ultimately live a more fulfilled, authentic life.