The Everyday Millionaire

Mindset Matters - Episode #161 - The Real Reasons Behind Every Fight: It’s Not What You Think

In this week’s episode of Mindset Matters, Patrick and Steffany explore the dynamics of conflict in relationships, asking the pivotal question: What are we fighting for? Instead of focusing on surface-level disagreements, they dive into the underlying needs, emotions, and assumptions that often drive conflicts. Whether it’s about missed calls, unacknowledged efforts, or unmet expectations, they reflect on how these issues are rarely about the specifics and more about the emotional undercurrents.
The hosts highlight three common reasons for conflict: the need for care and closeness, respect and recognition, and power and control. They candidly share examples from their own relationship, from text messages sparking misunderstandings to humorous anecdotes about dog poop duty and misplaced laundry baskets. These stories illustrate how seemingly trivial issues can represent deeper emotional needs, like trust, autonomy, and validation.
Patrick and Steffany also discuss how unspoken assumptions and unmet expectations can escalate conflicts. They emphasize the importance of self-awareness, emotional regulation, and honest communication in navigating disagreements. For instance, a partner may feel frustrated over an unanswered text, but the real issue might be a desire for reassurance or connection. By shifting the focus from “What are we fighting about?” to “What are we fighting for?” couples can move beyond reactive arguments to meaningful conversations.
The episode underscores that conflict, when approached with curiosity and humility, can become an opportunity for growth. Patrick and Steffany encourage listeners to examine their own patterns, articulate their needs, and recognize the efforts of their partners. With humor and wisdom, they remind us that fighting for understanding and intimacy is far more rewarding than getting stuck in the details of what sparked the fight.

TEDM – Kashif Khan – Unlock the Secrets of Your Genes! (Episode 207)

Kashif Khan is a biotech disruptor, TEDx Speaker, and the bestselling author of, The DNA Way: Unlock the Secrets of Your Genes to Reverse Disease, Slow Aging, and Achieve Optimal Wellness.
Raised in an immigrant household from Vancouver, Canada, Kashif cultivated an enterprising spirit from an early age. As founder of an international biotech company, he uncovered his genetically predisposed entrepreneurial neural wiring.
Kashif Khan’s journey to functional genomics hit home while navigating his two sons’ homework challenges, each stemming from distinct genetic factors affecting their motivation and focus. With a few small, individual lifestyle tweaks, the issues were completely circumvented, highlighting the power of personalized approaches, and fueling Kashif’s passion to support more parents in decoding their childrens’ genetic blueprints.
Between genetic coaching which is revolutionizing “personalized parenting” through DNA testing, and The White Bottle Project, which leverages the latest advancement in functional genomics to offer personalized supplement solutions for children, Kash is pioneering the way for parents to feel empowered and equipped with a roadmap and tools to support their kids to thrive.
Kashif’s work has been featured in Foundr, ABC News, Well & Good, and on top podcasts like Ben Greenfield Life, Impact Theory Podcast with Tom Bilyeu, and Dave Aspery.
In this episode, you’ll hear about the fascinating work that Kashif and his team are undertaking, which in a simplistic form can be described as uncovering our instruction manual to better understand our personal software system. Kash talks about his drive behind the pursuit of this work to get underneath the diagnoses and prescriptions to discover the root cause of his illness and those of his family members, to prioritize a lifestyle of optimal health. Patrick and Kash discuss dopamine addiction, and the impact this work has on the early health and wellness of young kids. He explains how things like Alzheimer’s, dementia, autism, depression and auto immune disease do not have to be our predetermined destiny. Listen in to find out where you can access these tools and put responsibility for your health into your own hands. Health is our habits and it is priority not prescription.

Mindset Matters - Episode #160 - Five Tools for Ascending the Mountain of Life

In this episode of "Mindset Matters," Patrick and Steffany discuss the election of Donald Trump as U.S. President and its potential impact on Canadians. While Trump doesn’t directly govern Canada, his policies may have significant effects on Canada’s economy and its relations with the U.S. Patrick voices his concern over the strong emotional responses he's observed, urging listeners not to be overly swayed by mainstream media narratives. Instead, he suggests adopting a critical mindset and looking at various sources for a well-rounded perspective. He highlights the Stoic approach, which encourages focusing on what one can control rather than dwelling on the uncontrollable aspects of global politics.
They transition into a broader discussion on personal growth, introducing curiosity as a foundational tool in overcoming life’s challenges. Curiosity, they argue, promotes exploration and an open-minded attitude, helping individuals stay adaptable in the face of change. Steffany draws from her experience in high-performance sports, emphasizing that curiosity fosters learning and innovation.
The hosts then touch on the importance of passion, noting that while it can fuel motivation, passion alone may not be sustainable over the long term. They stress the importance of purpose as a guiding force, as purpose can turn passion into a lasting commitment and provide direction through difficult times. Aligning one's life with a clear purpose, they believe, fosters resilience and helps individuals make a positive impact on others.
In closing, Patrick and Steffany encourage listeners to focus on personal goals and values, rather than letting external events drain their energy. By embracing curiosity, passion, and purpose, listeners can navigate challenges with resilience and create a meaningful life that transcends the influence of political or media-driven stress.

Mindset Matters - Episode #159 - The FAQs of Our Relationship: How We Handle Conflict and Growth

In this episode of Mindset Matters, hosts Patrick and Steffany dive into some of the most frequently asked questions from their listeners, revealing how they handle challenges in both their personal and professional lives.
One popular question centers around conflict: “What do you do when you disagree or feel triggered by each other?” Patrick and Steffany share that while they naturally have disagreements, especially given their different approaches to preparation, they make a point to keep their discussions constructive. Patrick’s detail-oriented style contrasts with Steffany’s more spontaneous approach, leading to occasional friction. However, they’ve set boundaries to avoid hurtful or personal comments, focusing instead on the issue at hand and staying respectful. For them, this commitment keeps the relationship healthy and ensures disagreements don't turn into personal conflicts.
Another common question is about handling setbacks. Patrick and Steffany openly share their approach: they don’t dwell on blame, instead focusing on how they can take responsibility for their reactions. They see setbacks as learning opportunities and practice resilience by shifting their perspectives to see challenges as growth experiences.
Listeners are also curious about jealousy, especially around Steffany’s high-energy work and travels. Patrick admits he sometimes wishes he could join her, but he feels proud and supportive of her achievements. This mutual respect helps them balance individual ambitions with their partnership.
Lastly, they address the challenge of differing beliefs within relationships, reflecting on how they navigated opposing views during the pandemic. They advise couples to communicate openly and seek alignment, even if that means involving a neutral third party to help guide the conversation.
Through candid answers and self-reflection, Patrick and Steffany provide insights on creating a resilient, loving relationship that thrives despite challenges.

TEDM – Kimberly Spencer – Claim Your Crown, Claim Your Sovereignty (Episode 206)

Kimberly Spencer is an award-winning high-performance coach, Amazon best-selling author, and the founder of CrownYourself.com, helping visionary leaders transform their self-limiting stories, build their empire, stand out fearlessly, and make the income and the impact they deserve.
From her 10+ year battle with bulimia to becoming a certified Pilates instructor, Miss Congeniality, 3X 6-Figure Business Owner, 5X Marathon runner, 6X WEGO Health Activist Award nominee, Kimberly is proof that it's better to make your own mold than to conform to someone else's. 
Her book "Rule Your Body: How to Dethrone Food Fears, Take Command of Your Health, and Crown Yourself" debuted in January 2022.
In this episode Kimberly and Patrick connect on some mutual favourite topics – entrepreneurship, values, integrity, and ownership. With many business and life experiences to draw from, Kimberly discusses some of the processes she works through with her coaching clients, an important part of which is personal branding. Finding congruence with our values and integrity is part of that process, and when they’re not aligned, that usually manifests in our physical body. Kimberly reflects on the trauma she has experienced in her life is crystal clear on the necessity for total ownership and commitment in her healing journey - both macro and micro - to build compassion, resilience and success. As a bonus, learn a quick breathing tip for regulating our nervous system and bringing us back to center!

Mindset Matters - Episode #158 - Who Am I If I’m Not That? Rediscovering Purpose Beyond Identity

In this episode of Mindset Matters, hosts Patrick and Steffany delve into the compelling topic of identity beyond professional and personal roles. They explore the question, “Who am I if I’m not that?” and discuss how deeply people’s identities are tied to what they do rather than who they truly are. Patrick and Steffany reflect on how common it is to introduce ourselves by our professions and roles, which creates a reliance on these roles for self-worth and value. This reliance, they explain, often leads to a crisis when those roles are no longer part of our lives, such as in career transitions, retirement, or the shift to becoming an empty nester.
The conversation turns to how societal expectations shape our identities, often leaving people unprepared when major life changes remove the titles they’ve depended on. Citing statistics, Patrick and Steffany discuss how the lifespan post-retirement has drastically reduced in recent years. This trend indicates a profound need for purpose, especially for individuals accustomed to busy careers. Many retirees struggle to find meaning outside of work, even experiencing health issues due to this loss of purpose. Patrick notes the recurring trend of public figures like rock stars returning to the stage not just for financial reasons, but to fulfill an inner drive for purpose.
They highlight the importance of people, purpose, and passion as fundamental elements that keep us engaged and inspired. Steffany emphasizes that without a meaningful contribution to make, individuals may experience melancholy or a sense of emptiness. She relates this to athletes she has worked with, particularly those transitioning out of professional sports, who often find it difficult to define their worth outside their athletic achievements. Steffany stresses that early conversations around these identity shifts can alleviate some of the struggles, allowing athletes, professionals, and anyone in a similar situation to embrace new chapters with confidence.
The episode closes with the parable of the Golden Buddha, a clay statue hiding a core of solid gold. Over centuries, the gold was concealed, much like how people cover their true selves with layers of societal expectations and roles. Steffany and Patrick use this metaphor to remind listeners of the value within each person—value that can only be discovered by “chipping away” at the external identity markers. They urge listeners to ask themselves, “Who am I beneath all these roles?” and to consider how self-discovery and authenticity contribute to a meaningful, passion-driven life.

Mindset Matters - Episode #157 - The Black Dot Effect: Transforming Negative Self-Talk into Positive Power

In this episode of *Mindset Matters*, hosts Patrick and Steffany dive into a rich conversation about mindset, self-talk, and the ways we navigate life’s challenges. Steffany kicks things off by sharing her recent experience at Skate America 2024, where the Ice Academy of Montreal had a triumphant showing, sweeping the podium. This event, coupled with Patrick’s reflections on Steffany’s absence and a throwback episode, sets the tone for a discussion about growth, values, and living a life aligned with personal goals.
A significant part of the episode focuses on self-talk, particularly the negative narratives we often carry about ourselves. Patrick shares a parable about a black dot on a white sheet of paper, a metaphor for how people tend to fixate on their flaws (the black dot) rather than the vast potential (the white space) in their lives. This leads into an exploration of how our inner dialogue can limit our growth and self-worth. Steffany, drawing from her expertise as a mindset coach, discusses the profound impact of negative self-talk on personal and professional development. She emphasizes the importance of recognizing and interrupting these negative patterns to open up space for possibilities.
The couple also touches on the concept of the “gap and the gain,” a psychological framework that contrasts focusing on what’s missing in life (the gap) with celebrating how far we’ve come (the gain). Steffany highlights the importance of shifting our mindset toward the gain, using the white space around the black dot as a metaphor for the vast potential and opportunity in life. They both reflect on the power of gratitude and how it plays a pivotal role in rewiring our thoughts toward the positive.
Physical health and its connection to mental well-being are also discussed. Patrick shares his journey of recovering from a compressed disc injury, highlighting how his physical recovery influenced his mental state. For Patrick, physical activity is a crucial component of maintaining a positive mindset. He explains how setting up systems to make success easier, such as workout routines, is key to sustaining both physical and mental health.
As the episode wraps up, Steffany and Patrick caution against the dangers of comparison, especially in the age of social media. Comparing ourselves to others often distorts our perception of success and happiness. Instead, they encourage listeners to focus on their unique paths, celebrating individual progress and growth. They also invite you to enjoy their 7 Areas of Life handout, see below for the link to download!
Click here to download your 7 Areas of Life handout!

TEDM – Megan Camille – The Blessing of Intuition to Guide Us to a Life We Love (Episode 205)

Megan Camille is a psychic and intuitive business consultant who has built her four 7-figure and multi-6-figure businesses from scratch, relying solely on her intuition and inner guidance. As a single mother of 2 children with no college education, Megan understands firsthand the challenges that come with startinga business from the ground up while raising kids.
At the age of 19, she was sex trafficked and prostituted, an experience that taught her about the harsh darkness of life, but also about the light of opportunity with business. Compelled by a fire to never settle for mediocrity, Megan used her innate intuition and psychic abilities to build a successful consulting business that empowers her clients to generate their next 6 + 7 figures, while creating lives of sovereignty, joy, and abundance. She embodies her own principles having since founded her own happily ever after with her husband and now five children.
In this episode Megan and Patrick delve into the power of our intuition, healing, self-forgiveness, and resilience. As an intuitive business consultant Megan works with an array of clientele who desire more clarity, time freedom, money and consistency. Megan describes the differences of logic, emotion, and intuition. She explains why logic and emotion are the least reliable ways to make business decisions, while intuition is the most safe and efficient. Megan shares the story of her intuitive gift as a child, and the way in which she was encouraged to cultivate it rather than medicate it. A four-year life experience of being sex trafficked in her late teens led Megan to a path of disillusionment, pain and rebellion from the trauma. She shares how she was ultimately able to embrace a healing journey, which brought her to self-forgiveness, empowerment through compassion, and consciously creating a life she loves.

Mindset Matters - Episode #156 - Throwback Thursday - The 5 "P"'s to Motivation

In this Throwback Thursday episode of Mindset Matters hosted by Patrick Francey and Steffany-Hanlen Francey, the couple dives into the foundational principles of motivation, using what they call "The Five P's" framework. This episode centers on exploring what drives human performance and motivation.
Patrick and Steffany begin by explaining how people are motivated in different ways, whether by impact, challenge, or purpose. Steffany reflects on her work with athletes at the Ice Academy in Montreal, where she participated in a workshop about motivation. They discuss how understanding what motivates an individual can help coaches unlock higher performance, and they highlight that everyone is driven by different factors.
The core of the episode revolves around the "Five P's": People, Purpose, Pursuit, Pressure, and Profit. The couple discusses how some people are motivated by social interactions (People), others by a sense of higher calling (Purpose), some by competition and achievement (Pursuit), while others thrive under deadlines or high-stakes situations (Pressure). Finally, they emphasize that passion, or love for what one does, can tie all these motivational drivers together. Profit, while important, should not be the only driver, as fulfillment often comes from aligning passion with purpose.
Throughout the conversation, Patrick and Steffany examine how they personally relate to these motivators, offering insights from both their own lives and the lives of the people they coach. They also touch on the importance of understanding one's motivations to create a fulfilling and successful life, whether in personal relationships, professional goals, or personal development.
The episode encourages listeners to reflect on what drives them and offers practical tools for creating environments where they can thrive, no matter what their primary motivator might be.

Mindset Matters - Episode #155 - The Invisible Cage: How Guilt and Shame Keep Us Stuck

In this episode of Mindset Matters, Patrick and Steffany explore the powerful emotions of guilt, shame, and regret, using a metaphor of a caged bird to illustrate how these feelings can limit our potential. The story highlights a young bird, trapped not by physical constraints but by its own fear and self-imposed limitations, symbolizing how past mistakes and internalized shame can prevent us from spreading our wings and moving forward.
Steffany discusses her experiences working with individuals who face self-imposed limits due to unresolved trauma and the stories they tell themselves. She emphasizes that while it’s difficult to break free from these patterns, the process of self-reflection and healing is crucial for true growth. Patrick shares personal anecdotes, including his relationship with his father, to illustrate the pervasive impact of early conditioning and parental expectations. He discusses how unresolved emotional wounds can manifest in adulthood, affecting personal and professional growth.
Together, they emphasize the importance of letting go of the past and breaking free from the invisible cages built around guilt and shame. They reflect on the challenges of shifting from survival mode to thriving and encourage listeners to create a safe space for self-awareness and transformation. The episode concludes with an inspiring call to examine the stories we tell ourselves and to step out of our self-imposed cages, embracing the freedom to live authentically and fully.