The Everyday Millionaire

Mindset Matters - Episode #72 - Dealing with Fear and Concern

In this episode of Mindset Matters Patrick and Steffany delve into the nuances of two powerful emotions, FEAR and CONCERN and explore the ways in which they can either hinder or help us in navigating life’s challenges. Together they share their personal experiences and insights gained as they unpack the various factors that contribute to fear and concern and discuss the mindset for managing them effectively.
Listen in as they consider the current conditions that seem to be driving fear and concern to levels most have never experienced. Together they consider how you can develop a more mindful and intentional approach to planning and decision-making. Whether you’re facing a major life transition, grappling with uncertainty in your career or relationships, or simply looking to add to your understanding of these complex emotions, this discussion provides an expanded perspective and some practical insights to help you navigate the ups and downs of life with greater clarity and confidence.

TEDM Special Edition - Powerful and Creative Buying Strategies w/ Barry McGuire

Learn these strategies here !
CREATIVE BUYING STRATEGiES
https://rein.remi360online.com/rapid-cash-program-registration
THINKTANK
https://rein.remi360online.com/think-tank-live-registration
Real estate can be a lucrative investment, but many investors struggle to make a profit when the market is volatile. However, there are several strategies you can use to profit in any real estate market - up or down. In this video, we'll discuss four strategies: agreements for sale, rent to own/lease options, vendor take-back mortgages, and wholesaling. We'll explain what these strategies are, how they work, and how to implement them successfully.
Agreements for Sale
An agreement for sale is a legal agreement between a buyer and a seller. The buyer agrees to make payments to the seller, who remains the legal owner of the property until the buyer pays the full purchase price. This strategy is often used in markets where traditional financing is difficult to obtain, or where buyers have poor credit.
To implement this strategy successfully, you need to find motivated sellers who are willing to enter into an agreement for sale. You also need to ensure that the terms of the agreement are favorable to you as the buyer, such as a low interest rate or a long repayment period. You may also need to hire a lawyer to ensure that the agreement is legally binding and enforceable.
#Rent to Own/Lease Options
Rent to own, also known as lease options, is a strategy where a buyer leases a property for a set period of time with the option to buy it at a later date. The buyer typically pays a non-refundable option fee and a higher-than-average monthly rent. This strategy is often used in markets where buyers have poor credit or can't obtain traditional financing.
To implement this strategy successfully, you need to find motivated sellers who are willing to enter into a rent to own agreement. You also need to ensure that the terms of the agreement are favorable to you as the buyer, such as a low option fee or a long lease term. You may also need to work with a real estate agent to find suitable properties and negotiate the terms of the agreement.
Vendor Take-Back Mortgages
A vendor take-back mortgage is a financing strategy where the seller of a property provides financing to the buyer. The buyer makes payments to the seller, who acts as the lender, until the full purchase price is paid off. This strategy is often used in markets where traditional financing is difficult to obtain or where buyers have poor credit.
To implement this strategy successfully, you need to find motivated sellers who are willing to provide financing. You also need to ensure that the terms of the mortgage are favorable to you as the buyer, such as a low interest rate or a long repayment period. You may also need to work with a lawyer to ensure that the mortgage is legally binding and enforceable.
#wholesaling
Wholesaling is a strategy where an investor finds distressed properties, negotiates a low purchase price, and then sells the property to another investor for a higher price. This strategy is often used in down markets where there are many distressed properties available.
To implement this strategy successfully, you need to find motivated sellers who are willing to sell their properties at a low price. You also need to find other investors who are willing to buy the properties at a higher price. You may also need to work with a real estate agent or use online resources to find suitable properties and investors.

Mindset Matters - Episode #71 - The Rise of ”Easily Offended”

Join us for this episode of Mindset Matters where Patrick and Steffany dive into the uncomfortable topic of ‘being offended.’ In this discussion, they explore the idea that given the changes in the world since the pandemic, people seem to be getting offended more easily. Patrick and Steffany dive into the topic and consider shifting societal factors that may be contributing to this phenomenon. As always, they share their personal anecdotes as they unpack the nuances of offended-taking and discuss how we can better navigate situations where we or others may feel offended. Join us for an insightful conversation that challenges us to reflect on our own reactions to feeling offended, and how we can create a more understanding view of the world.

TEDM – Robert Overweg – The Firestarter (Episode 162)

“We step in for the energy, for the fresh perspective, to re-invent how we work and to ignite the imagination. Then we also come up with the tools to validate and create prototype and put stuff into reality.” – Robert Overweg
Robert Overweg empowers companies and people to be more open to new ideas and change. He learns people to gather inspiration from different fields like esports, gaming, art, and philosophy to develop mental dexterity. But he also shows you ways to experiment and put your ideas into reality, fast. With a proven track record with clients like Ebay, Vodafone, Vueling, Heineken and a series of startups
Empower people by creating better alignment.
Learn how to train for mental dexterity.
Create the right environment for change, learning, and creation.

Mindset Matters #70 - How To Fight RIght and STOP Right Fighting!

Join Patrick and Steffany on this episode as they navigate their thought process behind the title "if you're going to fight, fight right, but don't be a right fighter"
Most can understand or relate to conflict being productive if handled appropriately but damaging if approached with a combative attitude, hidden agenda, and unyielding attitude.
"Fighting right" relies on being respectful, constructive, empathetic, or compassionate and listening to other's perspectives and working together to find a mutually beneficial solution.
"Right Fighter" it the character trait of an unrelenting insistence and need to be right. The impact it may have on others, or the situation is not considered. In those moments, the environment is toxic, created by hostility and bitterness, defiance and little or no progress.

Mindset Matters #69 - Holding Space with Humility

Join Steffany and Patrick as they dive into the not so common ‘holding space’…. what it means and what it takes.
Holding space for others is a skill that requires awareness, humility, and empathy. Whether you are a speaker, leader, parent with kids in sports, or simply a member of a group or family, learning to hold space is essential for creating a safe and supportive environment for those around you. It means being present and actively listening to others without judgment or distraction, listening with compassion, and creating a space where people can express themselves freely. This requires a willingness to ‘park our ego’ put the needs of others first, to be attentive to their feelings and experiences, and to offer support and validation when needed. Whether it’s in the boardroom, the workplace, or at home with family, holding space is about creating a space where people feel heard, seen, and valued. With awareness and humility, we can learn to hold space for others, one-on-one or for many, and have a positive and meaningful impact on the lives of those around us.

TEDM– Daphne Jones – Teaching Wisdom to the World (Episode 161)

“Winning is received at the end, but it’s really conceived in the beginning, in the mind, when you first think of it. So many people do not believe or have the mindset to believe that they can win. Winning is really a decision.” – Daphne Jones
Hi there I’m Patrick Francey host of my podcast the Everyday Millionaire inviting you to listen in on an inspiring conversation with my guest Daphne E. Jones.
Daphne is a Fortune 50 technology and business leader whose disruptive digital strategies focus on business objectives, culture, capabilities & technology to drive innovation and transform corporate business models. A now retired senior vice president and Chief Information Officer; Daphne is highly regarded as a global executive, business advisor and digital strategist who has led organisations to reimagine their businesses with agility, customer centricity and market speed.
In this episode we unpack some parts of her life's journey to writing her best selling book WIN when they say you won’t…a guide to helping you break through barriers and up level your success
Listen in enjoy

Mindset Matters #68 - The Four Agreements...Unpacked

The Four Agreements...Unpacked
Join Patrick and Steffany for this episode as they take on a discussion of this monumental quote.
Don Miguel Ruiz said "To be alive is the biggest fear humans have. Death is not the biggest fear we have; our biggest fear is taking the risk to be alive — the risk to be alive and express who we really are. Just being ourselves is the biggest fear of humans. We have learned to live our lives trying
to satisfy other people’s demands. We have learned to live by other people’s points of view because of the fear of not being accepted and of not being good enough for someone else.”

Mindset Matters #67 - There is More to Growth or Fixed Mindset

A growth mindset or a fixed mindset are two common terms that Patrick and Steffany have discussed on the show many times…but there are other mindsets!
Listen in on this episode as Patrick and Steffany invite you to consider what other mindset you may have and not even be aware of….together they go off on tangents and wander down some rabbit holes…but arrive at a great message of the power of your awareness.
Designer Mindset: A designer mindset which focuses on creating and innovating new solutions to problems, looking at challenges as opportunities for growth and improvement.
Entrepreneur Mindset: An entrepreneur mindset which is characterized by a willingness to take risks and pursue opportunities. They have a growth mindset, always seeking new ways to innovate, expand and grow their business.
And…
Philosopher Mindset: A philosopher mindset which involves asking fundamental questions and examining the world in a critical and analytical manner. This mindset has a deep interest in understanding the world and humanity, and they look at problems from multiple perspectives.

TEDM – Derek Lobo – The Self Funding House, Rebuilding the Dream of Home Ownership (Episode 160)

Derek Lobo is known as the “Apartment Guru” because of his decades of speaking, writing, consulting, brokerage transactions, relationships, and industry wisdom. He is one of the most connected individuals in the apartment industry, living by his personal motto: always stay in traffic!
To date, he has authored eighteen books and is the visionary behind the Apartment University online learning portal and his most recent the The Self Funding House™.
Firmly established as a “thought leader”, Derek’s unwavering mission is to impact one of the world’s greatest challenges—the lack of rental housing.
Now in his fifth decade of business, Derek continues to be an “Apartment Collaborator,” by bringing together like-minded, talented individuals to solve business challenges and create opportunities. As always in this episode Derek share His keen insights and strategies along with some Old Guy wisdom…listen in, enjoy.
#housing #millenial #interestrates #wealth #homeownership