The Everyday Millionaire

Mindset Matters - Episode #192 - I’m Not Enough? The Hidden Belief Blocking Your Purpose

In this powerful episode of Mindset Matters, Patrick and Steffany unpack a foundational truth: true health, authentic freedom, and purposeful living all begin within.
The conversation starts with a compelling insight: “You don’t need to find your purpose—you need to clear the noise so it can find you.” Clarity, they argue, isn’t about trying harder—it’s about removing what’s in the way. Drawing from personal experience and coaching conversations, Patrick and Steffany explore how hidden beliefs like “I’m not enough” or “I’m not worthy” silently shape our behaviours, decisions, and ultimately, our sense of self-worth.
The episode dives deep into the seven dimensions of holistic health—physical, mental, emotional, spiritual, vocational, financial, and social—and how imbalance in any area can obstruct our ability to live fully aligned. Listeners are invited to reflect on which “buckets” in their life are running low and how ignoring these areas can lead to dissatisfaction, confusion, and even the illusion of purpose that’s really just distraction.
Freedom, the duo explains, isn’t just financial. True freedom is liberation from internal constraints—our fears, ego-driven stories, and limiting beliefs. They emphasize that many chase purpose externally, when in reality, purpose emerges when we align with our values, clear our minds (the “Mind Shui” method), and reconnect with what truly matters.
This episode is a heartfelt invitation to ask different questions, to pause, to become aware, and to courageously sit with yourself—even in silence. Because ultimately, your purpose isn't out there—it's in you, waiting for space to unfold.

Mindset Matters – Episode #191 – From Micro Adjustments to Massive Success: The Kaizen Mindset Explained

Small Shifts, Big Change – Mindset Matters Podcast Ep. 191
In this episode, hosts Patrick and Steffany unpack the power of Kaizen—the Japanese philosophy of continuous, incremental improvement—showing how “small shifts create big changes.” Framed by Patrick’s concept of “Mind Shui” (feng shui for the mind) and Steffany’s 25-year “Quantum Speed” training method, they demonstrate that the tiniest tweak in perception or technique can re-route our entire trajectory, whether in athletics, business, parenting, or personal growth.
Key talking points
Kaizen Basics: Kai = change, Zen = good. Continuous, “change-good” thinking rewires habits without the burnout of dramatic overhauls.
Quantum Paradox: In physics a quantum is the smallest measurable unit, yet “quantum leap” in popular language signals a giant jump. The hosts bridge that paradox: micro-adjustments (e.g., a skater’s hip angle, an investor’s 30-minute morning routine) compound into macro results.
Flight Analogy: – Like a pilot subtly correcting course from Vancouver to Toronto, we must make real-time mindset adjustments to reach long-term goals.
Economic & Performance Cycles: Boom-and-slump markets, Olympic quadrennials, and even garden seasons all reward those who respect timing, plant seeds early, and stay agile.
Self-Talk Audit: Replacing negative inner dialogue with conscious awareness is a low-effort, high-impact tweak—“clarity equals velocity.”
Champions’ Paradox: High performers thrive by slowing down to speed up, prioritizing technique, rest, and reflection over constant hustle.
Patrick and Steffany close by reminding listeners that most of us aren’t yet “doing the best we can—we’re doing the best we know how.” The invitation: choose one tiny, repeatable action today—wake up 30 minutes earlier, change your drive route, cut 10 minutes of doom-scrolling—and watch your personal and professional results compound exponentially.
🌀 Listen & subscribe to Mindset Matters for weekly Kaizen-inspired strategies on mindset, leadership, and sustainable success. Share this episode, leave a review, and join the conversation with #MindsetMattersPodcast, #Kaizen, and #MindShui to keep your algorithm—and your life—moving forward.

TEDM – Chelsey and Stephen Diaz – The Rainmaker Family, Creating a Thriving Family Legacy (Episode 222)

Meet Chelsey and Stephen Diaz, the dynamic founders of The Rainmaker Family, dedicated to guiding families towards financial abundance and time freedom so they can leave a thriving family legacy. Taking a bold step in 2017, they shifted from a service-based wedding photography business where they were trading dollars for hours to go all in online passive income opportunity. Now they focus on empowering moms to use the same method they developed to become RAINMAKERS for their own families.
Specializing in e-commerce and building brands, the Diaz duo champions the idea of “buying back time,” enabling moms in their community to run successful 6 and 7-figure businesses while cherishing moments with loved ones. In their Rainmaker Mastermind program, Chelsey and Stephen guide entrepreneurs in building, scaling, and then selling an Amazon business. Ranked #148 on the Inc 5000 list, and #2 in the category of education, these two are reshaping online learning, proving that success in business can coexist harmoniously with a family-first approach.
Listen in to hear Chelsey and Stephen’s story of how they got involved in this unexpected adventure that began with the “Spaghetti Years.” Culminating in 2019 – 2020 when their wedding business effectively vanished and their e-commerce businesses flourished, Chelsey and Stephen went all-in on their new entrepreneurial path knowing there was no magic pill or overnight success, but driven by their mutual vision for their future. In this episode they talk about the complementary superpowers they each contribute to their organization and share stories about the obstacles and fears they have overcome along the way. Keeping intententional team culture at the forefront has allowed them to spend more time with their family, knowing that their leaders and team will rise to the occasion and elevate it! At the heart of it all is to be of contribution, empowering their community of entrepreneurs, with a focus on moms, to reacquaint them with their identity and become RAINMAKERS for their families.

Mindset Matters - Episode #190 - Are We Messing Up Our Kids? Mindset Matters on Modern Parenting Mistakes

In this Father’s Day-adjacent episode of the Mindset Matters podcast, hosts Patrick and Steffany tackle a provocative parenting truth: even with the best intentions, we inevitably program our children with the same hidden beliefs we spend adulthood trying to break. Drawing on decades of coaching thousands of young athletes and entrepreneurs, they explore how over-protection, “helicopter” habits and constant rescuing can stunt a child’s resilience, self-worth and ability to navigate adversity.
Key discussion points include:
Limiting Beliefs & Mindset Feng Shui – Why phrases like “money doesn’t grow on trees” or “if it wasn’t for bad luck…” hard-wire scarcity and victim mentalities that linger into adulthood.
Adversity as a Crucible for Growth – From Patrick’s playground bullying story to Steffany’s childhood swim lesson, the hosts show how momentary struggle forges confidence and problem-solving skills.
Parent vs. Best Friend – The cost of prioritising perpetual comfort over boundaries, team dynamics and real-world consequences.
Role-Model Mechanics – Sons learn how to treat women from how mothers set boundaries; daughters often choose partners mirroring (or intentionally opposing) dad’s behaviour.
Mentorship & Community – Why seeking outside role-models can offset a parent’s blind spots and expand a child’s 400,000 in-born traits.
You'll leave with actionable reflection questions: Where might you be shielding your kids from healthy discomfort? Which subconscious scripts from your own upbringing still shape daily decisions? And most importantly, what new boundaries or growth opportunities can you introduce so your children build the resilience, values and mindset to thrive without you?
Perfect for dads, mums, coaches and anyone interested in mindset coaching, personal development, parenting tips, resilience training and self-limiting belief breakthroughs, this conversation offers both heartfelt stories and practical wisdom.
🔔 Subscribe to Mindset Matters with Patrick and Steffany for weekly deep dives on rewiring beliefs, designing a life you love and raising the next generation of empowered, conscious leaders.

Mindset Matters – Episode #189 – Attention Is Currency: Why Living in the Moment Boosts Success

In this week’s Mindset Matters episode, “It’s a Gift,” hosts Patrick Francey and Steffany-Hanlen Francey unpack why the present moment is the single most powerful asset in your personal-growth toolkit. If you’ve ever found yourself replaying past traumas or fast-forwarding into anxious worst-case scenarios, this conversation will recalibrate your focus to right now—where clarity, creativity, and momentum truly live.
Patrick opens by challenging the myth that the future is where life happens, reminding listeners that the only place we can actually create that future is the present. Together, the couple explores how mental clutter—outdated belief systems, ego-driven self-talk, and digital distractions—steals attention span and fuels anxiety. Drawing on Patrick’s early-morning journaling practice and Steffany’s high-performance coaching with elite athletes, they share practical mind-shui tactics for clearing internal noise: intentional breathing, silent reflection, gratitude writing, and single-task listening. A touching story about the passing of Patrick’s 97-year-old mother illustrates the profound peace that comes from being fully present for life’s most meaningful moments.
Key takeaways:• Clarity equals velocity — stripping away mental clutter accelerates decision-making and personal growth.• Attention is currency — checking your phone mid-conversation costs rapport and undermines self-awareness.• Ego wants to be right; consciousness wants to be real — question looping narratives that keep you stuck.• The fastest remedy for anxiety is asking, “What problem do I have right now?”—not tomorrow, not next week.• High-performance presence is trainable — micro-moments of stillness strengthen resilience, listening skills, and emotional connection.
Tune in to discover how reclaiming your moment-to-moment awareness can transform relationships, business results, and overall well-being. Subscribe to Mindset Matters for weekly conversations on mindset, resilience, and authentic success—and let Patrick and Steffany guide you toward becoming the best version of yourself, one present breath at a time. Share this episode with friends craving mental clarity and focused growth.

TEDM – Darren Mitchell – Control and Compound; Infinite Banking for Infinite Options (Episode 221)

After 20 successful years in the pension and individual financial planning industry Darren Mitchell started to realize the typical financial planning strategies most people were following were not working. The result of these findings was a 3-year education crusade. Darren realized all the financial education he received as an advisor came from Wall Street/Bay Street, banks, and insurance companies and it was all biased in their favour – not his clients. He started paying (a lot) for his non-biased education and traveled almost monthly throughout North America to learn from the top financial minds in the world.
These top financial minds taught Darren how to find the truth about the financial industry. They taught him there are much safer strategies than what most people are following. They taught him how to increase rate of return, increase client’s control of their money and increase retirement income while decreasing risk and taxes. Most importantly they taught Darren that the wealthy are not using the same financial strategies as the middle class and if you want to be rich, you need to do what the wealthy are doing.
Darren Mitchell’s mission is this: to create more value than you receive and to inspire the entrepreneurial spirit in each and every individual. In this episode Darren talks about how he is achieving that along with his team at Control and Compound. Their sole focus is infinite banking and helping clients have more control of their finances through risk mitigation, wealth conservation and growth. Darren walks us through a scenario of how it works and answers Patrick’s questions to illustrate this foundational strategy he refers to as a compounding opportunity / emergency fund. Darren recounts how he went from a nice comfortable corporate job to starting his own business. Working with top coaches and mentors plus surrounding himself with a community of like-minded people was game changing. Both Darren and Patrick emphasize the importance of investing in yourself and agree it doesn’t always mean handing over money. Along with the two books Darren has written: “Be the Bank!” and “Infinite Banking for Real Estate Investors,” he also hosts a podcast “Control and Compound” which serves to share knowledge and ideas and give back to fellow entrepreneurs.

Mindset Matters - Episode #188 - Navigating the Lonely Chapter: How Personal Growth Redefines Identity

In this weeks’ episode of Mindset Matters, hosts Patrick Francey and Steffany-Hanlen Francey shine a light on the hidden reality that meaningful personal development can feel isolating. Patrick opens with the metaphor that life is a book and authentic growth means “turning the next page” even when no one else is ready to read along. That in-between space—where old identities no longer fit and new community hasn’t formed—is what they call the “lonely chapter.”
The pair unpack why identity shifts demand more than cosmetic change. Real transformation is an “operating-system upgrade” that can draw judgment from friends or family comfortable with the status quo. As Steffany notes, people often try to rearrange external circumstances so they don’t have to change themselves. She shares her own season of surviving business pressures and the resulting mini-traumas that made her hesitate before turning the next page. Patrick counters with recent stories from coaching clients who felt instantly safe to reveal challenges—evidence that his deliberate focus on empathy and listening is already reshaping his presence.
Throughout the episode, they emphasize that loneliness is a feature, not a bug, of growth. “Clarity equals velocity,” Patrick says, but velocity creates friction, and friction can feel like isolation. To help listeners move forward, they pose self-reflection prompts:
Where do you feel tension between who you were and who you’re becoming?
Which familiar discomforts keep tugging you backward?
Who genuinely supports your evolution—and who resists it?
Their takeaway: you’re not truly alone; you’re simply ahead of your past patterns. Stay committed, seek like-minded allies, and leverage adversity to build resilience. When you trust the process, the next chapter won’t just be turned—it will be written on your terms.

Mindset Matters - Episode #187 - Trapped by Comfort: The Region Beta Paradox Explained

In this compelling episode of Mindset Matters, Patrick and Steffany explore a powerful concept: the Region Beta Paradox—a psychological phenomenon that explains why we often stay stuck in mediocre situations simply because they’re “not that bad.” Whether it’s an unfulfilling job, a stagnant relationship, or a comfort zone that’s become a cage, the paradox reveals how moderate discomfort can be more dangerous than real adversity—because it fails to trigger change.
Patrick shares personal stories, including his own “entrepreneurial accident” in the 1980s, which forced him out of complacency and into a path of purpose and growth. Steffany reflects on receiving the U.S. Olympic & Paralympic Committee’s Coach of the Year award and the grounding realization that even recognition doesn’t remove life’s everyday responsibilities. Together, they unpack how comfort can quietly stall ambition, and why doing the hard part first often leads to greater clarity, resilience, and results.
The conversation dives deep into themes of self-responsibility, delayed gratification (with a nod to the famous “Marshmallow Test”), and the neuroscience of getting uncomfortable. They explain how growth requires challenge, not ease—and how embracing discomfort rewires the brain and strengthens personal integrity.
Whether you’re navigating life, career, or a mindset shift, this episode is a wake-up call to examine where you might be settling for “okay” instead of pushing for extraordinary. This is the essence of the MindShui Way—decluttering the mind, increasing self-awareness, and choosing a life of purpose over comfort.

TEDM – Dr. Tracy Gapin – Pioneer in Precision Medicine and Peak Performance (Episode 220)

Dr. Tracy Gapin, MD, FACS, is a renowned expert in men’s health optimization and longevity, with over 25 years of experience as a board-certified urologist.
He founded the Gapin Institute to help high-performing individuals, including entrepreneurs, executives, and athletes, achieve peak performance through personalized health programs.
Dr. Gapin integrates advanced diagnostics, epigenetics, hormone therapy, and wearable technology to monitor and transform his clients’ health, focusing on sustainable, measurable outcomes.
A thought leader and author of bestsellers Male 2.0 and Codes of Longevity, Dr. Gapin has been featured on NBC, Entrepreneur Magazine, and at Dave Asprey’s Biohacking Conference. He is a member of the American Academy of Anti-Aging, the Age Management Medical Group, and the International Peptide Society.
In this episode Dr. Tracy dives in to talk about what re-shaped his thinking on the traditional reactive medical system, and the path he was inspired to take to become a proactive solution for high-performing entrepreneurs and leaders. Dr. Tracy walks us through how we may overestimate what we think we know about our health which are our health blind spots. These can show up when we dive deeper beyond the surface to explore things such as hormones, inflammation, and our gut health. Dr. Tracy shares his personal story of dis-ease and what it finally took for him not only to face his health head-on but also the medical system he operated within. Patrick and Dr. Tracy explore his paradigm shift around men’s and women’s health, endocrine disruptors, peptides, protein and carbs, aging and regenerative medicine. They round out their conversation with mindset – habits, choice, discipline and transformation. You don’t want to miss it!

Mindset Matters – Episode #186 – From Fear to Faith: How Real Confidence Is Built, Not Felt

In this powerful and relatable episode of Mindset Matters, Patrick and Steffany explore the true nature of confidence through the lens of a compelling parable about a young boy named Eli who builds a bridge—despite the doubts of others and his own inexperience. The story becomes the foundation for a meaningful discussion about self-trust, belief, and the myth that confidence is something we have to feel before we take action.
They break down confidence into three key types: self-confidence, social confidence, and confidence in others. What emerges is a game-changing insight—confidence isn’t something you wait for. It’s something you build, plank by plank, failure by failure, just like Eli. Confidence, they argue, is rooted in self-trust, discipline, and commitment, not a fleeting emotional state.
Whether you’re struggling with imposter syndrome, fear of failure, or social anxiety, this conversation invites you to shift your perspective. Instead of seeing confidence as a prerequisite for action, see it as the result of consistent effort, learning, and resilience.
From parenting insights to leadership lessons and personal growth strategies, this episode is filled with real-world wisdom—highlighting how borrowing belief from others, owning your past failures, and facing discomfort are all part of building authentic confidence.