The Everyday Millionaire

Mindset Matters - Episode #168 - Progress: The Hidden Key to Happiness and Fulfillment

In this engaging episode of Mindset Matters, Patrick and Steffany dive deep into the essence of progress and its connection to happiness, fulfillment, and purpose. They kick things off with a candid moment, reflecting on how even small conflicts can lead to growth when addressed constructively. Their conversation highlights that happiness isn't a destination but a byproduct of moving forward and aligning with your values.
Central to their discussion is the idea that progress fuels our sense of satisfaction and purpose. Drawing on stories like Alexander the Great’s Gordian knot and insights from personal and professional experiences, they emphasize that progress often requires creative thinking, bold action, and the courage to challenge norms. For Patrick, progress is more than hitting financial targets—it’s about measuring growth across the seven areas of life: vocation, physical, mental, spiritual, emotional, and beyond.
Steffany adds a nuanced perspective by linking progress to measurable milestones, whether in personal goals or professional endeavors. From athletic training to building businesses, she underscores the importance of setting benchmarks to track growth. Progress, she notes, isn’t about grand leaps; even small, consistent steps can lead to profound fulfillment.
The pair also explore how stagnation breeds dissatisfaction and frustration, a sentiment many felt during recent years of societal and personal upheaval. They encourage listeners to examine where they feel stuck and identify actionable steps to regain momentum. Their advice: embrace challenges as opportunities to innovate, surround yourself with the right support, and maintain clarity on your core values.
As the episode wraps up, Patrick and Steffany introduce concepts from their upcoming free master classes, such as the Circle of Support and the Values Matrix. They leave listeners with a powerful takeaway: progress isn’t just a value—it’s a mindset that drives happiness, purpose, and success.

Mindset Matters - Episode #167 - Come Alive in 2025: Aligning Values, Building Resilience

In this episode of Mindset Matters, Patrick and Steffany explore the theme “Come Alive in 2025,” reflecting on the importance of living with intention and aligning with one’s core values as the new year begins. They revisit the transformative concept “clarity equals velocity” from 2024, emphasizing how clarity can propel growth in personal and professional relationships.
The episode delves into the role of values in decision-making, highlighting how compromising one’s core values often leads to dissatisfaction and misalignment. Patrick and Steffany discuss the dangers of living according to “shoulds” or societal expectations, which can erode authenticity and strain relationships. They urge listeners to identify their own values and live in integrity, noting that resilience and fulfillment stem from honoring what truly matters to you.
A significant part of the conversation focuses on the seven pillars of life: physical, mental, emotional, spiritual, financial, vocational, and relational fitness. The duo distinguishes between fitness—the active pursuit of growth—and wellness—a balanced, sustainable state. They share examples, such as financial fitness versus financial wellness, to illustrate how intentional focus can prepare individuals to navigate challenges while fostering resilience.
Patrick and Steffany also reflect on how past adversity, such as the pandemic, has underscored the importance of preparation and adaptability. Whether it’s mental resilience, financial stability, or spiritual grounding, they stress the need for self-awareness and readiness in a rapidly changing world. Practical advice, like maintaining emotional balance and preparing for uncertainties, ties the discussion to actionable steps.
The episode concludes with a call to “come alive” by embracing one’s values, facing adversity with courage, and striving for holistic fitness across life’s domains. As Steffany notes, it’s about standing firm in your truth amidst the chaos—a foundational step toward thriving in the year ahead.

TEDM – Rod Schulhauser - Building Dreams and Breaking Barriers: The Path to Affordable Homeownership (Episode 210)

In this episode of The Everyday Millionaire Podcast, host Patrick Francey interviews Rod Schulhauser, a professional engineer and entrepreneur, to discuss his innovative concept, The Self Funding House®, and his unique approach to entrepreneurship called “implementeering.” Rod explains how his career shifted from corporate engineering to helping high-performing entrepreneurs realize their visions by addressing common entrepreneurial traps, such as time constraints and operational inefficiencies.
Rod’s The Self Funding House® initiative aims to tackle housing affordability by rethinking homeownership. The concept encourages prospective buyers, especially younger generations, to view their homes as assets that generate income, such as through basement suites or additional rental units. Rod and his co-author, Derek Lobo, have expanded this idea into a broader framework by collaborating with developers, municipalities, and financial institutions to create homes pre-designed with rental income potential. This integrated approach educates buyers on managing rentals and finances while aligning industry stakeholders to address affordability.
The conversation delves into the mindset shifts required for success. Patrick and Rod emphasize the importance of aligning personal values with professional endeavors, taking ownership of challenges, and learning through struggle. They reflect on how a clear vision, coupled with persistence and adaptability, can transform not only businesses but also lives. The discussion touches on leadership as a learnable skill and highlights the critical role of mentorship, self-awareness, and values-driven decisions in achieving long-term success.
Rod’s ultimate goal is to empower future generations to achieve financial security and independence through real estate, while fostering entrepreneurial thinking. The episode closes with gratitude for shared values, meaningful work, and opportunities to inspire others. Patrick encourages listeners to embrace challenges as opportunities for growth and transformation.

Mindset Matters - Episode #166 - From Vision to Reality: Tools for a Thriving 2025

Patrick and Steffany kick off 2025 with a reflective and forward-thinking conversation in episode 166 of Mindset Matters. With over three years and 166 episodes under their belts, they take time to consider the past year’s challenges, successes, and lessons while laying the groundwork for an intentional and purpose-driven year ahead.
Patrick and Steffany emphasize the unprecedented global environment entering 2025, from economic uncertainty to geopolitical tensions, and the importance of aligning values and fostering resilience. They announce three upcoming virtual masterclasses designed to equip listeners with tools and strategies to set the tone for a thriving year. These free 90-minute sessions will explore concepts like the values matrix, the seven areas of life, and the circle of support.
The discussion delves into gratitude, with Patrick and Steffany reflecting on personal growth, self-care, and the invaluable support of their team and community. They touch on the lessons learned from embracing challenges, the power of clarity in decision-making, and the humility gained through setbacks. Steffany highlights the significance of accountability—not just as a duty but as a relational gift that fosters growth and deeper connections.
Looking ahead, collaboration emerges as a key theme for 2025. The duo shares their insights on the necessity of aligning with like-minded individuals, building partnerships, and having courageous conversations to let go of relationships that no longer serve personal or professional growth. They stress the importance of focus management over busywork, encouraging listeners to prioritize incremental steps toward meaningful goals rather than becoming overwhelmed by the bigger picture.
Ending on a powerful note, Patrick and Steffany urge listeners to design their lives around how they want to feel in seven key areas. Their message is clear: 2025 offers an opportunity to lean into change, embrace challenges, and thrive. Stay tuned for upcoming events and insights to guide you on your journey.
Happy New Year!

Mindset Matters - Episode #165 - Thrive in 2025: Clarity Equals Velocity

In this episode of Mindset Matters, hosts Patrick and Steffany explore the theme "Thrive in 2025," reflecting on the importance of clarity, completion, and intentional action as the foundation for personal and professional growth. Steffany shares insights from her recent achievements at the ISU Grand Prix of Figure Skating in France, where her teams earned gold and bronze medals, illustrating how focused preparation and letting go of past expectations can lead to success.
The couple discusses their annual practice of "completion exercises," a process of identifying and addressing unresolved aspects of life—whether in relationships, business, or personal goals. They emphasize the importance of letting go of energy-draining “incompletions” to create space for clarity and forward momentum. Procrastination, they note, often stems from avoiding these incompletions, which can become a barrier to fulfillment and even lead to feelings of overwhelm or stagnation.
The episode revisits the mantra "Clarity Equals Velocity," highlighting how gaining clarity not only accelerates progress but can also create temporary chaos as we adjust to newfound focus. Patrick and Steffany explore how this principle applies across the "seven areas of life"—financial, vocational, familial, social, physical, mental, and spiritual—and share strategies for navigating challenges with intentionality and grace.
Listeners are encouraged to reflect on their accomplishments from 2024, identify lessons learned, and set clear intentions for the new year. The hosts offer a series of reflective questions and downloadable resources to guide this process. From letting go of burdensome relationships to celebrating progress and focusing on meaningful growth, Patrick and Steffany inspire their audience to step into 2025 with optimism, resilience, and a renewed sense of purpose.
As they close the episode, the hosts share their excitement for the opportunities ahead and remind listeners that thriving is less about striving and more about creating grounded, intentional progress.

TEDM – Isabelle Guarino - Residential Assisted Living: Do Good and Do Well (Episode 209)

Join host Patrick Francey as he explores the lucrative and impactful world of residential assisted living with Isabelle Guarino, COO at Residential Assisted Living Academy. In this episode of The Everyday Millionaire, Isabelle shares her transition from corporate life to real estate investing, focusing on how assisted living combines property management with healthcare services to serve an aging population.
Isabelle discusses the complexities of the business, including regulatory challenges, financial insights, and the importance of passion and diligence for success in this niche market. This enlightening conversation not only highlights the financial benefits of investing in assisted living but also underscores the profound community service aspect of the industry.
Tune in to discover how you can achieve financial success while making a significant social impact through residential assisted living.

Mindset Matters - Episode #164 - From Rivals to Allies: Lessons in Communication and Leadership

Mindset Matters Podcast Summary
In this engaging episode of Mindset Matters, Patrick and Steffany Francey delve into the dynamics of collaboration, competition, and communication, using inspiration from Adam Kahane's book Collaborating with the Enemy. The conversation kicks off with Steffany sharing her exciting trip to the Grand Prix Final in France, where she supports world-class ice dance teams from the Ice Academy of Montreal. Patrick seamlessly transitions this into a broader discussion on the paradox of competition and collaboration.
The hosts reflect on the challenges of working in high-stakes environments where competitors train together, emphasizing the importance of creating a culture that elevates everyone’s performance. Patrick introduces the "champion's paradox"—the idea that while winning often means surpassing others, focusing solely on "beating" opponents lowers one’s energy and potential. Instead, staying committed to one’s own preparation, values, and vision leads to authentic success.
Steffany and Patrick explore critical aspects of collaboration, such as the necessity of dialog and trust. They stress the value of creating a safe environment for honest communication, setting "rules of engagement," and embracing active listening. The hosts also highlight the importance of context in difficult conversations, providing practical tools for framing discussions in ways that foster understanding and respect.
The episode unpacks topics like trust, perseverance, and diversity of thought while critiquing how modern narratives around inclusivity can dilute the true value of diverse perspectives. Steffany shares examples of helping clients navigate conflicts in environments that clash with their values, illustrating how alignment can be achieved even amidst disagreement.
The conversation concludes with reflections on leadership, the role of facilitation, and the power of staying aligned with shared goals. Packed with actionable insights, this episode offers listeners a roadmap to navigate complex relationships and foster growth through collaboration.

Mindset Matters - Episode #163 - Hope for the Future (TEDx and Other Stuff)

Podcast Summary: A Week of Reflection, Growth, and Inspiration
In this episode of Mindset Matters, Patrick and Steffany Francey reflect on an eventful week filled with milestones, meaningful connections, and valuable insights. From attending high-profile events to engaging with the next generation of leaders, they explore the lessons learned and how they continue to apply their philosophy of mindset, growth, and resilience.
The week started with Patrick speaking at the Institute of Futurization, addressing a sophisticated audience of investors and business leaders. He shared insights into the economy, real estate trends, and the importance of adapting to uncertain times. Steffany highlighted the joy of reconnecting with old friends and the inspiration drawn from the other speakers, including discussions on the future of banking and Central Bank Digital Currencies.
A standout experience was their participation in the TEDx Youth event at the University of Waterloo. Organized by an 18-year-old visionary, the event showcased the potential of young leaders under pressure. Both Patrick and Steffany were deeply moved by the dedication, teamwork, and wisdom of the youth, offering hope for the future. They emphasized the importance of supporting and inspiring the next generation, urging listeners to reflect on their roles in empowering young people.
The couple also recapped their encounter with a classic “Karen” personality, tying it into a broader discussion on authenticity and how stress reveals true character. Additionally, they shared insights from a talk by Ryan Holiday on Stoicism, underscoring the importance of staying grounded in the present and embracing the unpredictability of life.
Finally, Patrick had a revelation about worry and anxiety, inspired by Dr. Joe Dispenza: anxiety about future events makes us victims of circumstances that haven’t yet occurred. This insight reinforces the power of mindset and the need to focus on what we can control today.
Tune in to this episode for reflections, humor, and a wealth of inspiration to help you navigate life with intention and resilience.

TEDM – Gary Lipsky – Real Insights for the Business of Real Estate Investing (Episode 208)

Gary Lipsky is a real estate entrepreneur focused on Multifamily Syndications and has acquired 3200+ units with a total value of $280MM. He’s won the Best Real Estate Syndication Company by AAOA in 2022 and recognized as the 25th fastest growing Real Estate company by Inc Magazine.
Gary is the host of the Real Estate Investor Podcast, where he interviews experts to educate investors. He is also the best-selling author of “Best In Class” and has spoken at countless conferences. 
Gary has built several companies, co-produced 3 independent films and started a non-profit organization for underprivileged children. His vast experience serves as a great foundation for his multifamily business.
Listen in to this episode for some authentic guidance, real stories and nuggets of wisdom for real estate investing. Gary shares the opportunities he saw that got him started in 2002, and what he is up to currently in the space of multi-family syndication. With its ups, downs, challenges and rewards, Gary highlights the importance of building networks, seeking help and collaborating for confidence and success – something he admittedly didn’t always do. Gary operates within a values-driven team and emphasizes how important trust and relationships are in every aspect of the business. Gary and Patrick discuss raising capital, market focus, fundamentals, relationship building, and a word of caution about from whom and at what cost we take advice.

Mindset Matters - Episode #162 - Real Talk About Gender, Labels, and Finding Common Ground

In this episode of the Mindset Matters podcast, hosts Patrick and Steffany dive into a candid and thought-provoking discussion about equality, gender dynamics, and navigating societal divides. They begin with a quick acknowledgment of ad interruptions, emphasizing their commitment to improving the listener experience.
The core of the conversation explores the nuanced topic of equality, sparked by a rant Patrick encountered questioning traditional notions of "real men" and the demand for equality. The duo examines how differences in gender roles—whether physical, intellectual, or emotional—should be embraced rather than forced into a one-size-fits-all framework. Steffany shares her personal perspective as a woman thriving in male-dominated spaces, such as professional sports and real estate, without feeling the need to "be equal" but instead striving to be her best self.
The discussion evolves into the broader societal challenges of equality versus equity, particularly in the context of diversity, equity, and inclusion (DEI). They question whether meritocracy has been overshadowed by box-checking and whether society is losing sight of the value of individuality and shared humanity. Through their unique perspectives, they highlight the importance of honoring differences and fostering genuine connection, rather than focusing on labels or divisive ideologies.
The conversation also touches on the principles of stoicism, with insights on managing emotions, focusing on what can be controlled, and seeking understanding rather than escalating conflicts. Both Patrick and Steffany emphasize the importance of aligning with personal values, surrounding oneself with supportive communities, and staying curious about differing viewpoints.
Closing with humor and heartfelt reflections, the hosts remind listeners to step back, embrace common sense, and approach life with kindness, openness, and resilience. Feedback and continued dialogue are welcomed as they navigate these challenging but essential topics together.