The Everyday Millionaire

Mindset Matters – Episode #182 – Mind Shui: How to Clear Mental Clutter and Reset Your Life

In this reflective and energizing episode of Mindset Matters, Patrick and Steffany share insights from a transformative retreat in Sedona, Arizona, where they hit pause on the noise of life to reconnect, recharge, and reset. Immersed in nature and guided coaching, their time away became a powerful reminder of the importance of creating sacred space—for clarity, creativity, and connection.
The episode explores how stepping outside our day-to-day grind allows us to re-evaluate where we’re operating on autopilot. The couple discusses the deep work they did as individuals and as partners, highlighting how we all benefit from moments of grounding, intentional presence, and time to “replug.” From journaling and meditation to desert hikes and labyrinth walks, their experience reaffirmed a powerful truth: we must lead ourselves before we can lead others.
One of the standout takeaways is Patrick’s concept of Mind Shui—a term he coined to describe the intentional reorganization of mental space, much like Feng Shui aligns physical space. Mind Shui is about removing internal clutter—old beliefs, emotional baggage, unprocessed thoughts—so that energy can flow clearly across all seven areas of life. The clearer the mind, the faster the momentum.
They also touch on economic uncertainties, generational divides, and the importance of keeping perspective during turbulent times. At the core of it all is this message: when the world feels chaotic, come back to what you can control—your mindset, your energy, your environment.

Mindset Matters - Episode #181 - The Power of Letting Go: Stop Holding the Banana and Start Moving Forward

In this thought-provoking episode of Mindset Matters, Patrick and Steffany Francey dive deep into the metaphor of “the banana” — the limiting beliefs, old identities, emotional baggage, and outdated stories we cling to that keep us stuck and prevent growth.
Using the story of how hunters trap monkeys with bananas, Patrick explores how our grip on the past, much like the monkey’s grip on the fruit, often becomes our own trap. Whether it’s a past trauma, a title or role we once held, or a belief that we’re not enough, these “bananas” shape our decisions and hold us back from living authentically and powerfully.
Steffany shares powerful insights about identity, forgiveness, and the hidden resistance to moving forward. Her recent personal experience—winning a prestigious, unexpected award—illustrates how even recognition can bring up questions of worth and identity. Together, they explore how people often stay stuck in comfort or familiarity rather than face the discomfort of the unknown, and how clinging to the past can prevent us from fully stepping into our potential.
This episode is rich with real-life examples, humor, and heartfelt dialogue as Patrick and Steffany challenge listeners to reflect on what they might be holding onto—and encourage them to let go with compassion and awareness. With key themes of personal growth, resilience, self-awareness, and emotional freedom, this episode inspires you to identify your own “banana,” loosen your grip, and create space for new possibilities.

TEDM – Jeremy Delk – Failing His Way to Success (Episode 217)

Born and raised in a small town and from a blue-collar household, Jeremy always held much bigger dreams. He longed to experience the world outside his small hometown of Bardstown, Kentucky. He jumped into entrepreneurial ventures with the naivety of a child and the tenacity of a tycoon. He started day trading at the age of sixteen, learning and failing with each trade. It is this process of adapting through failures that is paramount to his success in business.
Jeremy’s knowledge and skill as a day trader helped him land a job as one of the youngest brokers at Fidelity trading institutional equities in Boston, and later in New York. It didn’t fulfill the entrepreneurial spark within him, so he decided to go out on his own creating Delk Enterprises. More than 20 years later, Delk Enterprises has holdings in biotech & healthcare, consumer brands, technology, building materials, and real estate development.
Jeremy now focuses on investing in and advising entrepreneurs through speaking. His upcoming book shares his reality of the Good, Bad, and UGLY of entrepreneurship. It serves as a not-so-subtle reminder of fundamental principles he’s learned through his journey: while great times don’t last forever, neither do the truly bad.
With so many nuggets of wisdom and lessons learned, you don’t want to miss this episode. Jeremy starts by sharing two impactful fork-in-the road moments that shaped his young life and ultimately his path to big changes and the big results he now enjoys. As a thriving venture capitalist, Jeremy describes his ideal business types and offers his 3 top tips when pitching your investment. Patrick and David have rich conversations about comparison, walking away from a $600 million exit, asking better questions and the value and necessity of the mistakes and lessons that shape who we become.

Mindset Matters - Episode #180 - Throwback Thursday - Intimate Insights: Straight Talk about Intimacy

Join Patrick and Steffany in this thought provoking throwback episode of the “Everyday Millionaire Mindset Matters”. This week (previously recorded in October of 2023), they explore a topic that touches the core of our humanity: Intimacy. This fundamental human need knows no gender boundaries; it’s the glue that binds us together, creating deep connections and emotional closeness in our relationships. As they delve into the nuances of intimacy, Patrick and Steffany do their best to shed some light on how societal norms, social influences, and personal experiences shape our understanding and expression of this complex concept. Join them as they lift the hood to unveil the often misunderstood and intriguing world of human intimacy, revealing insights that just might transform your relationships and enrich your life.

Mindset Matters - Episode #179 - I’m Not Enough: Overcoming Self-Doubt and Inner Criticism

In this powerful and deeply personal episode of the Mindset Matters podcast, hosts Patrick and Steffany Francey dive into a universal and often unconscious belief that holds so many people back: “I’m not enough.” Whether it’s not smart enough, not successful enough, not attractive enough, or just not worthy, this pervasive inner dialogue can quietly sabotage your confidence, relationships, and personal growth.
Patrick and Steffany explore where this damaging mindset originates—often rooted in childhood experiences, comparisons, and societal pressures—and how it continues to shape our choices and identities. Through authentic conversation, they reveal how high achievers, athletes, and professionals frequently operate from a place of not-enoughness, overcompensating through performance or perfectionism, only to still feel unfulfilled.
This episode features compelling insights, powerful coaching perspectives, and two emotional parables—the story of the cracked pot and the eagle raised as a chicken—that illustrate how our environments, inner narratives, and self-talk influence whether we soar or stay stuck.
Steffany shares reflections from the world of elite figure skating, where even the most talented athletes can falter under the weight of proving their worth. Patrick adds stories from his own experiences and clients, reinforcing the truth that real transformation begins with awareness and the courage to challenge limiting beliefs.
If you've ever questioned your value or found yourself striving for external validation, this episode is a must-listen. It’s a wake-up call and a reminder: You are enough—right now, just as you are.
🎧 Tune in to uncover the truth behind the "not enough" story—and learn how to shift your mindset to step fully into who you're meant to be.

TEDM – Craig Skauge – Your Hub for Smarter Real Estate Investing (Episode 216)

Craig Skauge, recognized as a recipient of Canada’s Top 40 Under 40 in 2019, holds the positions of President, Chief Executive Officer, and Director at Olympia Trust Company.
Moreover, Craig’s contributions to regulatory bodies are noteworthy, having served as a former member of the Alberta Securities Commission’s Exempt Market Dealer Advisory Committee, as well as the Ontario Securities Commission Exempt Market Advisory Committee, and Small and Medium Enterprises Committee. Craig was also instrumental in the founding of the Private Capital Market Association of Canada.
Listen in as Craig offers insights into what Olympia Trust does, what it means for entrepreneurs and investors, and what opportunities exist to get educated and participate in the private securities world. Craig shares the trends and changes he has observed over the last 20 years, plus some of the common mistakes made by investors and entrepreneurs alike. We get to learn a bit about Craig’s background, why he chose working with his father over the music industry and the broad contributions Craig and Olympia Financial Group have made in this industry. If you’ve ever wanted to unlock the full potential of private investments, navigate the shifting regulatory landscape or capitalize on emerging wealth building opportunities, this is a conversation you don’t want to miss!

Mindset Matters – Episode #178 – The Comfort Trap: Stop Settling and Start Growing

In this powerful episode of Mindset Matters, Patrick and Steffany Francey dive deep into the deceptive allure of the comfort zone and explore how it might be quietly crushing your dreams. Together, they unpack the emotional and psychological patterns that keep us stuck in safe, familiar spaces—at the cost of real growth and personal fulfillment.
Using the vivid parable of the lobster—who must shed its shell to grow—Patrick draws a compelling parallel: just like the lobster, we only truly grow when we embrace discomfort. That discomfort might look like starting a business, having a tough conversation, facing rejection, or simply pushing beyond what’s familiar.
Steffany shares real-life coaching insights from high-performance athletes preparing for world championships, emphasizing how discomfort isn’t something to avoid—but rather a necessary state that sharpens focus, fuels creativity, and unlocks peak performance. Together, they reflect on personal stories of navigating change, shedding old identities, and the emotional cost of clinging to comfort when it no longer serves us.
This episode challenges listeners to examine where in their life they’ve settled—relationships, health, business, or personal development—and offers inspiring reminders that discomfort is not only natural but essential for growth.
Whether you’re an entrepreneur, athlete, leader, or someone craving change, this episode will resonate deeply. Packed with raw reflections, laughter, and honest moments, Patrick and Steffany invite you to ask the hard question: Are you fighting to stay comfortable… or fighting to grow?
Tune in and discover why getting uncomfortable might be the most important decision you make this year.

Mindset Matters - Episode #177 - Put Your Ego to Work!

In Episode 177 of the Mindset Matters podcast, Patrick and Steffany Francey continue their deep dive into ego—expanding on insights from Episode 176. Far from being the enemy, ego is a fundamental part of our identity. The key is learning how to master it rather than let it control us.
Key Takeaways:✅ Ego vs. Self-Esteem: Ego craves external validation, while self-esteem is rooted in truth and self-awareness. When ego is unchecked, it fuels defensiveness, comparison, and resistance to change.
✅ Ego in Business: Many entrepreneurs and leaders struggle to delegate because their ego convinces them that asking for help equals weakness. True leadership comes from empowering others, not micromanaging.
✅ Ego in Relationships: The need to be right can destroy friendships and romantic relationships. Prioritizing understanding over winning fosters connection and personal growth. In love, fear of vulnerability often masks itself as avoidance. Real intimacy requires emotional honesty.
✅ Mastering Ego for Growth: Ego isn’t good or bad—it’s a tool. When harnessed effectively, it builds confidence and resilience. However, left unchecked, it can limit success, block self-reflection, and create unnecessary conflicts.
💡 Final Thought: You don’t need to eliminate ego—you need to master it. When you shift from ego-driven reactions to self-awareness, you unlock a new level of personal and professional growth.

TEDM – Marques Colston – Built for the Team Win, Powered by Integrity (Episode 215)

A seasoned business leader, Marques Colston’s business career is shaped by the perspectives and lived experiences gained from his journey to becoming an unlikely NFL standout.
Marques’s journey from small school prospect through a decade-long NFL career taught him how success has to be earned every day and sustaining it at the highest level requires a humility that allows you to be an active learner, curiosity to explore new ways to unlock value, and confidence built on preparation and repetition.
This philosophy is the foundation of Marques’s post-football journey as an entrepreneur, educator, financial advisor, executive coach, and strategic consultant for dozens of companies – from startups to Fortune 100.
His diverse path is connected by the vision to empower underserved and underestimated communities, helping them envision and achieve beyond their current limitations. Champion Venture Capital (CVP) represents an opportunity for Marques to leverage his passion, skills, influence, and access to build a firm with the potential to build a legacy of doing well and good, by creating access to wealth-building opportunities to a more diverse group of investors
Listen in as Marques and Patrick dive into mindset shifts, creating pathways to build and preserve wealth, and the offerings of Champion Venture Partners through education and investment. Marques describes how the inspiration from his father, a renaissance man, planted the seed for his own hands-on entrepreneurial endeavors and how that has shown up in every aspect of his career. Marques shares his values, the power of a strong and complementary team, and what drove him to first get his Financial Planner licenses and then create the investment vehicle of CVP. At the heart of it all for Marques are 3 pillars – integrity, the team-win, and consistently showing up.

Mindset Matters - Episode #176 - Your Ego is Not Your Enemy!

In this thought-provoking episode of Mindset Matters, Patrick and Steffany take a deep dive into the concept of ego—its role in our lives, relationships, and personal growth. Inspired by Ryan Holiday’s Ego is the Enemy, they challenge the notion that ego is something to be eliminated, instead framing it as both a protector and a potential roadblock.
Through engaging metaphors and real-life experiences, Patrick and Steffany compare ego to a suit of armor—offering protection when needed but also risking isolation if never removed. They discuss how ego influences our self-identity, drives ambition, and at times, holds us back through fear, comparison, and the need for validation.
Key insights from this episode include:✅ How ego can fuel resilience and confidence—but also limit personal growth.✅ The difference between healthy self-esteem (which seeks truth) and ego (which seeks validation).✅ Why the most effective leaders have a flexible ego—assertive yet open to feedback.✅ The impact of ego in business, sports, and personal relationships.✅ How to recognize when your ego is serving you—or keeping you small.
Patrick shares his personal experience of stepping into new leadership roles, confronting discomfort, and overcoming ego-driven doubts. Steffany explores the challenge of detaching from relationships that no longer align, emphasizing the importance of self-awareness in navigating growth and change.
This episode will leave you reflecting on the question: Is your ego working for you, or against you? Tune in for actionable strategies to harness your ego’s power and transform it into a tool for success.
🎧 Listen now and start making your ego your Amigo!